Personalised finance solutions for property investors

Get the guidance you need to achieve your property goals.

Our Services

  • Are you a first time property investor or looking to expand your property portfolio?

    We can help you create a property acquisition strategy that will lead you to your goals.

  • Looking to upgrade your home, renovate, consolidate debt or refinance to lower your interest payments?

    We can help you set up the right finance structures that will place you in a strong position.

  • Want to purchase your first home but don't know where to begin?

    We can guide you through obtaining the loan best suited to your situation, and ensure that you don't miss out on any of the government incentives available to you.

What our clients say

Why work with us?

Because we offer more than just loans.

  • Strategy

    We create a personalised property acquisition strategy that will lead you to your long term goals.

  • Structure

    We structure your loans in a way that doesn't just meet your current needs but also provides you with cost savings, tax efficiency, and flexibility for future acquisitions.

  • Expert guidance

    We guide you through the entire loan process so that you are one step ahead at every stage.

  • Trust

    You can place your trust in us. Unlike banks, finance brokers have an obligation to work in your best interests, and to prioritise your interests in case of any conflict of interest.

  • We find deals

    We don't work for any bank but we have access to over 40 lenders. With our resources we will find you the best deals for your situation.

  • Education

    Education is the heart of what makes us different. We love investing in property and we want to share our knowledge with you.

  • Our network

    We’ve built a trusted network of service providers such as conveyancers, building & pest inspectors, property managers, and buyers agents. You can leverage off our network.

  • Transparency

    We disclose the amount of commission we receive for any product or service that we recommend. No dodgy dealings!

Our process

Andy Fernandes - Founder

Andy Fernandes mortgage broker

Being a property investor myself and having started out on a modest income, I understand the challenges that people face when trying to enter the property market.

Where do I start? Whom can I trust? What can I afford? Which choice will lead me to my goals? These are the questions that I found myself asking when I decided to buy property.

Having personally purchased property in QLD, SA, WA and NSW, I have dealt with many below average brokers and difficult to deal with banks. This was the spark that led me to start On Fire Finance; to help everyday Australians finance their property purchases, and to guide them through the property finance process.

At On Fire Finance, we specialise in helping people who are priced out of the Sydney and Melbourne property markets, by providing them with finance solutions that will enable them to invest in property and secure their financial future.

With over 40 lenders to choose from, we’re well equiped to find you a great deal.

Connect with us on social media

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Connect with us on social media 〰️

Let’s get started

Whatever stage you’re at in your property investment journey, On Fire Finance can give you expert guidance. Get in touch now to discuss finance strategy.